Your future nest egg
We grow your current savings and monthly contributions using your selected return assumption.
Retirement planning tool
Retirement,
made clearer.
Project your retirement income, understand your potential gap and see what to adjust—all in a few minutes.
✓ Singapore-focused✓ CPF LIFE aware✓ No sign-up required
Your retirement snapshot
Here’s the gap to work on.
At age 65, your projected monthly retirement income is $3,917, including CPF LIFE.
36%funded
How this is calculatedYour projected monthly income divided by the income needed at retirement. If you retire before age 65, projected income excludes CPF LIFE. The result is capped at 100%.
Projected nest egg$340K
Income needed at retirement$10,837/mo
Projected total income$3,917/mo
Monthly shortfall$6,920/mo
Personalised retirement planning
Ready to plan your retirement?
Turn your projection into a clearer, personalised strategy for the retirement you want to create.
How the projection works
A clearer view, built from three numbers.
Your future lifestyle
We adjust today’s desired income for inflation through to your planned retirement age.
Your income gap
We compare estimated portfolio income plus CPF LIFE with the lifestyle you want to sustain.
Planning beyond the number
Retirement is not only about stopping work. It is about creating options.
This calculator gives you a useful starting point—not a personalised financial plan. It does not account for taxes, fees, CPF rule changes, healthcare costs, property income, loans or market volatility.
A sound retirement strategy connects your income needs, CPF foundation, investment portfolio, insurance protection and the life you want to create. Consider seeking advice from a qualified financial professional who can assess your circumstances and help you develop a personalised retirement plan.
Disclaimer
This calculator is provided for general information and educational purposes only. Its results are illustrative estimates based on the information and assumptions you enter, and should not be treated as financial, investment, insurance, tax or legal advice, a recommendation, or a guarantee of future outcomes.
Actual results may differ due to investment performance, inflation, fees, taxes, market conditions, changes to CPF rules and benefits, and your personal circumstances. Consider obtaining personalised advice from an appropriately qualified professional before making financial decisions. SGWealthPlanner accepts no responsibility for loss arising from reliance on these estimates, to the extent permitted by law.